• Home
  • Latest
  • Coins2Day 500
  • Finance
  • Tech
  • Leadership
  • Lifestyle
  • Rankings
  • Multimedia
SuccessGen X

It’s not Gen Z this time. Gen Xers are working the most gigs to stave off financial insecurity

By
Chloe Berger
Chloe Berger
Down Arrow Button Icon
By
Chloe Berger
Chloe Berger
Down Arrow Button Icon
October 23, 2024, 3:00 AM ET
Gen X is the most over-employed of any other generation.
Gen X is the most over-employed of any other generation. FG Trade—Getty Images

While Gen Z usually gets the reputation of being the most financially strapped, it appears that their parents are also struggling. Despite working their way up the corporate ladder for the best part of three decades, new research says that Gen Xers are having to turn to second (and sometimes third) jobs to make ends meet.

Recommended Video

That’s at least according to Deputy’s survey of more than 1,000 hourly workers across the United States.

A staggering 81% of Gen Xers, (or 43 to 59 year olds) say their current job doesn’t pay enough to make them feel financially secure, according Deputy’s data as viewed by Coins2Day. That’s compared to 75% of Gen Zers, 73% of millennials and 71% of baby boomers.

“Many Gen X workers are facing intense financial pressure – from rising costs to juggling the responsibilities of caring for both children and aging relatives, all while managing the highest average debt of any generation in the U.S,”  Deputy’s CEO Silvija Martincevic wrote in a statement to Coins2Day.

That doesn’t mean that Gen Z is peachy keen. Fighting to keep up with a volatile economy while often subjected to paltry entry-level salaries and oversized student loans, the most junior employees in the workforce are still reeling.

A whopping 68% of Gen Zers report to Deputy that they’re stuck living paycheck to paycheck. That feeds their desire to clock in for money alone. While 50% of all respondents say the paycheck motivates them to go to work each day, that rises to 77% of Gen Zers.

Even so, it’s Gen Xers who are forced to tack on the most gigs to afford the economy. A third of the cohort holds two or more jobs, more than any other generation at 20% of Gen Zers, 24% of millennials, and 19% of boomers.

Gen X’s woes

Gen Xers have taken over the workforce, with many sitting atop the corporate ranks. Even so, their seniority isn’t always enough to bat away the financial blues. Likely those who are polywarking are in different straits than their more privileged counterparts in their generation. But it appears as if, across the board, Gen Xers are subject to an undue amount of pressure as they enter an especially expensive life stage.

The middle-child generation carries a fair bit of debt. At $33,859, Gen Xers have the highest median non-mortgage debt across the 100 largest cities, finds LendingTree. That’s double Gen Z’s median of $16,562. 

Essentially, Gen Xers have lived longer and racked up more expenses than younger generations—at the same time, they’ve not lived quite long enough to be mortgage-free yet either 

To top that off, Gen Xers are often left chipping in for other generations. 

Many are helping out their Gen Z children stay afloat in a volatile economy, as 69% report to Bankrate that they have made a financial sacrifice to assist their adult kids. The generation, more than boomers, reports dipping into their emergency and retirement savings to do so. 

At the same time, they are also shouldering the cost of taking care of their elderly parents, potentially covering a larger price tag as they stare down the barrel of the nation’s shortage of affordable care. 

“To put it simply, many of these individuals are in an expensive phase of life,” Rod Griffin, senior director of consumer education and advocacy for Experian, wrote to Money. “They may have mortgages and car payments on top of the ongoing costs of raising a family. They may be shouldering education expenses for themselves and/or their children.”

That all might further fuel Gen Xers feelings of instability. A sizable 78% of Gen Xers reportedly worry about finances daily, which decreases to 74% of Gen Z, 75% millennials and only 66% boomers—per Deputy’s report. 

This is not the first time Gen Xers have been clocked as the anxious generation. They were the least optimistic about their finances, according to New York Life’s Wealth Watch survey in 2022. 

While at their peak earning potential, many found themselves crunched by factors like dual caregiving responsibilities, gray divorces, and rising healthcare costs, notes the report—leaving little left for Gen Xers to focus on themselves.. 

“For the generation of families and individuals stuck in the middle of caring for (and/or providing for) both younger and older relatives, the impact and potential damage to their own personal finances are magnified,” Bankrate senior economic analyst Mark Hamrick told Coins2Day.

Join us at the Coins2Day Workplace Innovation Summit May 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
About the Author
By Chloe Berger
LinkedIn iconTwitter icon
See full bioRight Arrow Button Icon

Latest in Success

Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Coins2Day Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Coins2Day Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Coins2Day Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Coins2Day Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Coins2Day Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Coins2Day Editors
October 20, 2025

Most Popular

Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Coins2Day Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Coins2Day Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Coins2Day Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Coins2Day Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Coins2Day Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Coins2Day Editors
October 20, 2025
Rankings
  • 100 Best Companies
  • Coins2Day 500
  • Global 500
  • Coins2Day 500 Europe
  • Most Powerful Women
  • Future 50
  • World’s Most Admired Companies
  • See All Rankings
Sections
  • Finance
  • Leadership
  • Success
  • Tech
  • Asia
  • Europe
  • Environment
  • Coins2Day Crypto
  • Health
  • Retail
  • Lifestyle
  • Politics
  • Newsletters
  • Magazine
  • Features
  • Commentary
  • Mpw
  • CEO Initiative
  • Conferences
  • Personal Finance
  • Education
Customer Support
  • Frequently Asked Questions
  • Customer Service Portal
  • Privacy Policy
  • Terms Of Use
  • Single Issues For Purchase
  • International Print
Commercial Services
  • Advertising
  • Coins2Day Brand Studio
  • Coins2Day Analytics
  • Coins2Day Conferences
  • Business Development
About Us
  • About Us
  • Editorial Calendar
  • Press Center
  • Work At Coins2Day
  • Diversity And Inclusion
  • Terms And Conditions
  • Site Map

Latest in Success

kathy fang
SuccessRestaurants
From Merrill Lynch to wok station: the daughter of San Francisco’s Chinese food dynasty who defied her parents—by working alongside them
By Nick LichtenbergJanuary 11, 2026
1 day ago
Justin Harlan
Commentaryremote work
I run one of America’s most successful remote work programs and the critics are right. Their solutions are all wrong, though
By Justin HarlanJanuary 11, 2026
1 day ago
Personal Financefinancial planning
A major factor in Gen Z and millennial divorce is ‘financial future faking.’ It’s like long-term partner catfishing about money
By Sydney LakeJanuary 11, 2026
1 day ago
Ryan Serhant
SuccessCareers
Ryan Serhant started his career hand modeling for $150 an hour—it paid for his real estate firm, and now he sells 9-figure penthouses to billionaires
By Preston ForeJanuary 11, 2026
1 day ago
SuccessCareers
1 in 3 college grads admit their degrees weren’t financially worth it—now they can’t save for retirement because they’re drowning in debt
By Orianna Rosa RoyleJanuary 11, 2026
1 day ago
shoplift
EconomyGen Z
Gen Z is rebelling against the economy with ‘disillusionomics,’ tackling near 6-figure debt by turning life into a giant list of income streams
By Jacqueline MunisJanuary 10, 2026
2 days ago

Most Popular

placeholder alt text
Economy
Trump may be raising your taxes with his tariffs but he could actually cut inflation with them, too, SF Fed says
By Jake AngeloJanuary 6, 2026
6 days ago
placeholder alt text
AI
This CEO laid off nearly 80% of his staff because they refused to adopt AI fast enough. 2 years later, he says he'd do it again
By Nick LichtenbergJanuary 11, 2026
22 hours ago
placeholder alt text
Economy
A Supreme Court ruling that strikes down Trump's tariffs would be the fastest way to revive the stalling job market, top economist says
By Jason MaJanuary 11, 2026
19 hours ago
placeholder alt text
Success
Gen Z are arriving to college unable to even read a sentence—professors warn it could lead to a generation of anxious and lonely graduates
By Preston ForeJanuary 9, 2026
3 days ago
placeholder alt text
Economy
As U.S. debt soars past $38 trillion, the flood of corporate bonds is a growing threat to the Treasury supply
By Jason MaJanuary 10, 2026
2 days ago
placeholder alt text
Success
An exec at $62 billion giant Colgate says Gen Z workers, despite getting flak for being woke and lazy, are actually ‘pushing us to get better’
By Emma BurleighJanuary 10, 2026
2 days ago

© 2025 Coins2Day Media IP Limited. All Rights Reserved. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy | CA Notice at Collection and Privacy Notice | Do Not Sell/Share My Personal Information
FORTUNE is a trademark of Coins2Day Media IP Limited, registered in the U.S. and other countries. FORTUNE may receive compensation for some links to products and services on this website. Offers may be subject to change without notice.