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Best personal loans for excellent credit 2026: Low APRs and strong borrowing power

From debt consolidation to emergency expenses, a personal loan can be a comparatively cheap way for those with excellent credit to borrow money.

By Joseph HostetlerJanuary 15, 2026
How to avoid a personal loan origination fee 
By Joseph HostetlerJanuary 15, 2026
Perps rising: Lighter CEO Vlad Novakovski believes perpetual futures will power crypto’s future growth
By Leo SchwartzJanuary 15, 2026
Should you go with a bank or credit union for a personal loan?
By Joseph HostetlerJanuary 15, 2026
Personal loan APRs on Jan. 15, 2026
By Glen Luke FlanaganJanuary 15, 2026
Latest Stories
whitmer
PoliticsTrump claims all the U.S. automakers are ‘doing great.’ Gretchen Whitmer says ‘this will only get worse without a serious shift’
By Isabella Volmert and The Associated PressJanuary 15, 2026
RetailChubbies cofounder Kyle Hency is back—his new startup Good Day just raised $7 million in seed funding
By Allie GarfinkleJanuary 15, 2026
machado
PoliticsVenezuela’s opposition leader says she gave her Nobel Peace Prize to Trump
By Will Weissert, Joey Cappelletti, Regina Garcia Cano and The Associated PressJanuary 15, 2026
newsom
Personal FinanceGavin Newsom literally started his career with funding from a billionaire, but he was also raised by a single mother with 3 jobs
By Nick LichtenbergJanuary 15, 2026
newsom
Personal FinanceGavin Newsom’s anti-Zohran moment: the California billionaire tax that splits the Democratic Party down the middle
By Nick LichtenbergJanuary 15, 2026
Health5 Best Home Saunas of 2026: Approved by Testers and Experts
By Christina SnyderJanuary 15, 2026
Big TechOracle struggles to attract workers to Nashville ‘world HQ’—even with a 2-million-square-foot office and Larry Ellison’s favorite restaurant
By Marco Quiroz-GutierrezJanuary 15, 2026
The JPMorgan Chase and Co. global headquarters building, center, at 270 Park Avenue in New York, US, on Saturday, Oct. 4, 2025.
Real Estate‘They’re going to have to think and act a lot more like hotels’: The new rules of office space now that the ‘genie is out of the bottle on hybrid’
By Jake AngeloJanuary 15, 2026
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Personal FinancePersonal loan APRs on Jan. 9, 2026
By Glen Luke FlanaganJanuary 9, 2026
Personal FinanceThe best high-yield savings account rates on Jan. 9, 2026: Earn up to 5.00% APY
By Glen Luke FlanaganJanuary 9, 2026
Personal FinanceBest free checking accounts of January 2026
By Glen Luke FlanaganJanuary 8, 2026
Personal FinancePersonal loan APRs on Jan. 8, 2026
By Glen Luke FlanaganJanuary 8, 2026
Startups & VentureExclusive: Invictus-backed cybersecurity company ThreatModeler acquires competitor IriusRisk for over $100 million
By Leo SchwartzJanuary 8, 2026
Personal FinanceThe best high-yield savings account rates on Jan. 8, 2026: Earn up to 5.00% APY
By Glen Luke FlanaganJanuary 8, 2026
Crypto‘There’s so much corruption, embezzlement and missing money’: Venezuela’s rumored $60 billion Bitcoin ‘shadow reserve’ draws skepticism
By Jake AngeloJanuary 7, 2026
Jamie Dimon
CommentaryJamie Dimon’s bombshell on proxy advisory delivers a body blow to the firms he called ‘incompetent’
By Richard TorrenzanoJanuary 7, 2026
CryptoExclusive: Fireblocks acquires crypto accounting platform TRES Finance for $130 million
By Ben WeissJanuary 7, 2026
two men pose for camera
CryptoStanford professor raises $15 million for Babylon, a decentralized protocol to turn Bitcoin into collateral 
By Carlos GarciaJanuary 7, 2026
Personal FinancePersonal loan APRs on Jan. 7, 2026
By Glen Luke FlanaganJanuary 7, 2026
woman smiles in front of camera
EconomyBusiness leaders are growing more optimistic, JPMorgan survey finds
By Carlos GarciaJanuary 7, 2026
Man in a suit and tie talking.
BankingJamie Dimon rejects Jeff Bezos’ playbook and hoards his JPMorgan shares. He’ll see $770 million in gains for 2025
By Amanda GerutJanuary 7, 2026
Personal FinanceThe best high-yield savings account rates on Jan. 7, 2026: Earn up to 5.00% APY
By Glen Luke FlanaganJanuary 7, 2026
tariff
EconomyTrump may be raising your taxes with his tariffs but he could actually cut inflation with them, too, SF Fed says
By Jake AngeloJanuary 6, 2026
BankingJPMorgan, Citi extend mortgage relief for LA wildfire victims
By Maxwell Adler and BloombergJanuary 6, 2026
RetailHow a real estate scion’s risky dealmaking pushed Saks Global to the brink
By Phil WahbaJanuary 6, 2026
Personal FinancePersonal loan APRs on Jan. 6, 2026
By Glen Luke FlanaganJanuary 6, 2026
Personal FinanceThe best high-yield savings account rates on Jan. 6, 2026: Earn up to 5.00% APY
By Glen Luke FlanaganJanuary 6, 2026
Tony Xu, co-founder and chief executive officer of DoorDash Inc.
Future of WorkDoorDash’s CEO blasts ‘appalling’ claim that a major delivery app gives drivers a desperation score: ‘I would fire anyone who tolerated this’
By Eleanor PringleJanuary 6, 2026
Personal FinanceThe best high-yield savings account rates on Jan. 5, 2026: Earn up to 5.00% APY
By Glen Luke FlanaganJanuary 5, 2026
U.S. President Donald Trump
Economy‘Military adventures cost money’: Economists’ key concern about Trump’s Venezuela action is how it weakens $38.5 trillion national debt picture
By Eleanor PringleJanuary 5, 2026
Personal FinancePersonal loan APRs on Jan. 5, 2026
By Glen Luke FlanaganJanuary 5, 2026
InvestingBridgewater, D.E. Shaw among top hedge fund gainers of 2025
By Nishant Kumar and BloombergJanuary 2, 2026
EconomyCash machines in this former communist country issue euros for the first time after becoming the 21st member of the currency union
By The Associated PressJanuary 2, 2026
U.S. President Donald Trump signs funding legislation to reopen the federal government as he is joined by House Minority Leader Steve Scalise (R-LA), House Speaker Mike Johnson (R-LA), Republican lawmakers and business leaders, during a ceremony in the Oval Office of the White House on November 12, 2025, in Washington, DC.
EconomyHappy New Year! There’s now less than a month until the next potential government shutdown
By Eleanor PringleJanuary 2, 2026
The Goldman Sachs logo
BankingMan says Goldman Sachs put him through a gauntlet of 39 one-on-one interviews—and the decisive conversation was less than a minute
By Dave SmithJanuary 2, 2026
Photo: A member of the USA team cries during the medals ceremony following their loss against Canada to win the Silver in the Women's Gold Medal Hockey game at the Canada Hockey Place during the XXI Winter Olympic Games in Vancouver, Canada on February 25, 2010. Canada won 2-0 to win the gold.
InvestingU.S. stocks had a terrible year (relatively speaking)—you could have bet on Greece in 2025 and come out ahead
By Jim EdwardsJanuary 2, 2026
Personal FinanceThe best high-yield savings account rates on Jan. 1, 2026: Earn up to 5.00% APY
By Glen Luke FlanaganJanuary 1, 2026
A woman shopping inside a Walmart
RetailIt’s New Year’s Day 2026. What’s open and closed?
By Dave SmithJanuary 1, 2026
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Most Popular
Personal Finance
Peter Thiel makes his biggest donation in years to help defeat California’s billionaire wealth taxAn image of a popular article
By Nick LichtenbergJanuary 14, 2026
Europe
Americans have been quietly plundering Greenland for over 100 years, since a Navy officer chipped fragments off the Cape York iron meteoriteAn image of a popular article
By Paul Bierman and The ConversationJanuary 14, 2026
Success
Despite a $45 million net worth, Big Bang Theory star still works tough, 16-hour days—he repeats one mantra when overwhelmedAn image of a popular article
By Orianna Rosa RoyleJanuary 15, 2026
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