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Best personal loans for excellent credit 2026: Low APRs and strong borrowing power

From debt consolidation to emergency expenses, a personal loan can be a comparatively cheap way for those with excellent credit to borrow money.

By Joseph HostetlerJanuary 15, 2026
How to avoid a personal loan origination fee 
By Joseph HostetlerJanuary 15, 2026
Perps rising: Lighter CEO Vlad Novakovski believes perpetual futures will power crypto’s future growth
By Leo SchwartzJanuary 15, 2026
Should you go with a bank or credit union for a personal loan?
By Joseph HostetlerJanuary 15, 2026
Personal loan APRs on Jan. 15, 2026
By Glen Luke FlanaganJanuary 15, 2026
Latest Stories
Donald Trump and Jim Farley walk next to each other in the Ford factory.
PoliticsFord CEO Jim Farley says the White House will ‘always answer the phone,’ but needs Trump to do more to curtail China’s threat to America’s autos
By Sasha RogelbergJanuary 16, 2026
Personal FinanceCurrent mortgage rates report for Jan. 16, 2026: Rates remain low after recent dip
By Glen Luke FlanaganJanuary 16, 2026
Personal FinanceCurrent ARM mortgage rates report for Jan. 16, 2026
By Glen Luke FlanaganJanuary 16, 2026
Personal FinanceCurrent refi mortgage rates report for Jan. 16, 2026
By Glen Luke FlanaganJanuary 16, 2026
From left: Hari Bala of Solventum, Bill Briggs of Deloitte; Susan Doniz of Disney, Lauri Palmieri of Salesforce, and Allie Garfinkle of Coins2Day at the annual Brainstorm Tech dinner during CES in Las Vegas on Jan. 5, 2026. (Photo: Jacob Kepler/Coins2Day)
AIProtect your agentic AI before you wreck your agentic AI
By Andrew NuscaJanuary 16, 2026
whitmer
PoliticsTrump claims all the U.S. automakers are ‘doing great.’ Gretchen Whitmer says ‘this will only get worse without a serious shift’
By Isabella Volmert and The Associated PressJanuary 15, 2026
RetailChubbies cofounder Kyle Hency is back—his new startup Good Day just raised $7 million in seed funding
By Allie GarfinkleJanuary 15, 2026
machado
PoliticsVenezuela’s opposition leader says she gave her Nobel Peace Prize to Trump
By Will Weissert, Joey Cappelletti, Regina Garcia Cano and The Associated PressJanuary 15, 2026
More BankingPage 12 of 28
Personal FinanceEarn up to 5.00% APY on the best high-yield savings account on Nov. 6, 2025
By Glen Luke FlanaganNovember 6, 2025
New York City Mayor-elect Zohran Mamdani celebrates his win at the Brooklyn Paramount Theater in Brooklyn, New York on November 4, 2025.
PoliticsFrom Jamie Dimon to Bill Ackman, Wall Street’s billionaires are now changing their tune and offering to help Zohran Mamdani
By Nino PaoliNovember 6, 2025
bankruptcy court
BankingFirst Brands founder accused of looting company
By Jonathan Randles and BloombergNovember 5, 2025
trader
EconomyCorporate America is trying to tell us something about the economy, top analyst says: A 3-year recession for ‘much of the private economy’ ended in April
By Nick LichtenbergNovember 5, 2025
Personal FinanceYou can get up to 5.00% APY on the best high-yield savings account on Nov. 5, 2025
By Glen Luke FlanaganNovember 5, 2025
BankingMarkets plunge worldwide after ‘Big Short’ investor Michael Burry reveals $1.1 billion bet against AI stocks
By Jim EdwardsNovember 5, 2025
The Marcus by Goldman Sachs logo on a blue and purple layered background.
Personal FinanceMarcus by Goldman Sachs review 2026: Excellent savings APY and a good selection of CDs
By Joseph HostetlerNovember 4, 2025
Jerome Powell
Real EstateA risky mortgage instrument that helped spark the Global Financial Crisis is on the rise again. It’s a gamble on the Fed’s future direction
By Nick LichtenbergNovember 4, 2025
Donald Trump
EconomyTrump’s tariff revenue is soaring off a ‘significant increase,’ budget watchdog says—but the $38 trillion national debt still looms
By Nick LichtenbergNovember 4, 2025
Warren Buffett
InvestingBerkshire Hathaway profits spike 17% in one of Warren Buffett’s last quarters as CEO
By Josh Funk and The Associated PressNovember 4, 2025
Personal FinanceThe best savings account is offering 5.00% APY. Check out our list of the top high-yield savings accounts on Nov. 4, 2025
By Glen Luke FlanaganNovember 4, 2025
BankingGoldman and Morgan Stanley CEOs predict corrections of up to 20%, sparking global selloff
By Jim EdwardsNovember 4, 2025
Future of WorkChildcare is so expensive many families are just giving up now, forcing them to sacrifice incomes, savings, and careers
By Jason MaNovember 4, 2025
AIMicrosoft to send Nvidia’s top AI chips to the UAE despite Trump saying they wouldn’t be exported outside the U.S.
By The Associated PressNovember 3, 2025
A woman with red, curly hair stands outside and types her credit card information into her phone.
BankingBoth subprime and super prime loans are on the rise, signs of a K-shaped economy that is a ‘prescription for real trouble’
By Sasha RogelbergNovember 3, 2025
David Solomon, chief executive officer of Goldman Sachs Group
EconomyGoldman Sachs CEO says AI-induced growth offers a ‘path out’ of America’s $38 trillion debt crisis
By Eleanor PringleNovember 3, 2025
Personal FinanceYou can earn up to 5.00% APY in a high-yield savings account on Nov. 3, 2025
By Glen Luke FlanaganNovember 3, 2025
US President Donald Trump
EconomyFor now, data ignorance is bliss on Wall Street as investors are warned not to rely too heavily on private surveys
By Eleanor PringleNovember 3, 2025
Startups & VentureExclusive: Airwallex crosses $1 billion in annualized revenue as fintech unicorn takes on U.S. competitors like Ramp and Stripe
By Leo SchwartzNovember 3, 2025
EnergyIt’s not just SNAP, the government shutdown also threatens home heating aid for millions of low-income families
By Susan Haigh, Marc Levy and The Associated PressNovember 2, 2025
InnovationRivian’s CFO hints the end of EV tax credits means manufacturers are being forced to finally make more affordable electric cars
By Jordyn Grzelewski and Tech BrewNovember 2, 2025
BankingIn private credit, banks are ‘quietly preparing for some distress on the horizon’ by requiring ever stricter legal terms for debt-ridden companies
By Jim EdwardsNovember 2, 2025
EnergyIt’s not just soybeans. China also stopped importing U.S. coal amid Trump’s trade war
By Mead Gruver and The Associated PressNovember 1, 2025
InvestingLegendary investor Warren Buffett marks 3 straight years as a net seller of stocks with a new CEO about to take charge at Berkshire
By Jason MaNovember 1, 2025
BankingMore than half of Gen Z says they only use cash as ‘a last resort’ and doing so is ‘cringe,’ survey shows
By Sydney LakeNovember 1, 2025
A seesaw with a money symbol and a house.
Personal FinanceWhat’s the difference between a personal loan and a home equity loan—and which is best for you?
By Joseph HostetlerOctober 31, 2025
InvestingPowell suggested tech giants fueling the AI boom and GDP hardly care about Fed rate tweaks. They just proved him right
By Jason MaOctober 31, 2025
Personal FinanceThe best high-yield savings accounts offer up to 5.00% APY on Oct. 31, 2025
By Glen Luke FlanaganOctober 31, 2025
The My Banking Direct logo on a blue and purple layered background.
Personal FinanceMy Banking Direct review 2026: Top-tier savings account APY (and a few good CDs, too)
By Joseph HostetlerOctober 30, 2025
Donation from Timothy Mellon
SuccessMeet Timothy Mellon, the reclusive Wyoming billionaire revealed as the $130 million donor funding military pay during the federal shutdown
By Jessica CoacciOctober 30, 2025
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Most Popular
Personal Finance
Peter Thiel makes his biggest donation in years to help defeat California’s billionaire wealth taxAn image of a popular article
By Nick LichtenbergJanuary 14, 2026
Europe
Americans have been quietly plundering Greenland for over 100 years, since a Navy officer chipped fragments off the Cape York iron meteoriteAn image of a popular article
By Paul Bierman and The ConversationJanuary 14, 2026
Health
The head of marketing at Slate posted on LinkedIn requesting cleaning services as a benefit at her company. The next day, HR answered her callAn image of a popular article
By Sydney LakeJanuary 15, 2026
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