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Today’s best high-yield savings account rates on Jan. 15, 2026: Earn up to 5.00% APY

You can still find high-yield savings accounts offering rates around 5%… If you know where to look. Here’s our list of the highest savings account rates available today.

By Glen Luke FlanaganJanuary 15, 2026
Federal Reserve Chairman Jerome Powell
Economy is marginally improving but only because the rich are splurging on luxury items and holidays, the Fed says
By Eleanor PringleJanuary 15, 2026
Can Saks’ new CEO repair the damage done to the luxury retailer by years of being treated as a ‘financial plaything’?
By Phil WahbaJanuary 15, 2026
Landmark crypto bill on knife’s edge as Coinbase CEO pulls support ahead of key Senate vote
By Leo SchwartzJanuary 14, 2026
fraser
Citigroup CEO Jane Fraser warns of job cuts and says it’s time to raise the bar in a fiery memo to staff: ‘We are not graded on effort’
By Nick LichtenbergJanuary 14, 2026
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NewslettersExclusive: Mytra raises $120 million Series C to scale supply chain robotics amid industry boom
By Allie GarfinkleJanuary 15, 2026
Personal FinanceBest CD rates today, Jan. 15, 2026: Earn up to 4.18% APY if you lock in now
By Glen Luke FlanaganJanuary 15, 2026
MagazineIPO boom times are back, with SpaceX and OpenAI on investors’ 2026 wish list. But be careful what you buy
By Jeff John RobertsJanuary 15, 2026
AsiaTrump’s immigrant visa crackdown targets Southeast Asia’s Cambodia and Thailand, a decision experts find ‘puzzling’
By Angelica AngJanuary 15, 2026
Photo: President Donald Trump during a bill signing event with dairy farmers in the Oval Office on Wednesday January 14, 2026.
InvestingTrump’s chips ‘proclamation’ causes retail investors to dump the Magnificent Seven stocks  
By Jim EdwardsJanuary 15, 2026
The Verizon logo displayed on a smartphone screen on September 30, 2024. (Photo illustration: Justin Sullivan/Getty Images)
NewslettersVerizon hit with a major U.S. outage
By Andrew NuscaJanuary 15, 2026
NewslettersThe new CEO leading Saks Global through bankruptcy follows a management philosophy of ‘leading with love’
By Diane BradyJanuary 15, 2026
Photo of a job applicant being interviewed
EconomyDesperate job seekers are abandoning the idea of a ‘dream job’—but an economist warns bosses about what could happen next 
By Jacqueline MunisJanuary 15, 2026
More BankingPage 20 of 28
President Donald Trump's pick to fill a Fed vacancy, Stephen Miran, is surrounded by cameras as he does an interview in front of the white house.
EconomyFor the first time since 2019, the Fed could split both ways on a rate decision
By Christopher Rugaber and The Associated PressSeptember 15, 2025
Jerome Powell, chairman of the US Federal Reserve
EconomyThis week’s Fed meeting is likely to be the most divisive in three decades, says Deutsche Bank
By Eleanor PringleSeptember 15, 2025
Personal FinanceYou can earn up to 5.00% APY in a high-yield savings account on Sept. 15, 2025
By Glen Luke FlanaganSeptember 15, 2025
BankingJust days before the Fed meeting, Trump continues push to oust Lisa Cook despite new evidence that undermines his claims
By Alan Suderman and The Associated PressSeptember 14, 2025
Lloyd Blankfein speaks on stage, extending his right hand in front of him.
BankingFormer Goldman Sachs CEO during 2008 crash says markets are ‘due’ for a crisis: ‘It doesn’t matter that you can’t see where it’s coming from’
By Sasha RogelbergSeptember 12, 2025
BankingStarbucks CEO Brian Niccol’s turnaround plan—and whether analysts think he’s earning his $100 million pay package
By Molly Liebergall and Morning BrewSeptember 12, 2025
Jamie Dimon, chief executive officer of JPMorgan Chase
BankingJamie Dimon says his successor at JPMorgan doesn’t need to be the smartest person in the room, they need to be the ‘pied piper’
By Eleanor PringleSeptember 12, 2025
Personal FinanceThe best high-yield savings accounts offer up to 5.00% APY on Sept. 12, 2025
By Glen Luke FlanaganSeptember 12, 2025
Jerome Powell, chairman of the US Federal Reserve
Economy‘Dust off your rate-cutting playbook,’ JPMorgan tells clients—the evidence for a Fed cut just keeps piling up
By Eleanor PringleSeptember 12, 2025
Ramp CEO Eric Glyman gesticulating onstage at Coins2Day Brainstorm Tech 2025
Startups & VentureWhy the founder CEO of $22 billion Ramp tracks every single day his unicorn startup has been in existence
By Jason Del ReySeptember 11, 2025
Klarna
BankingSwedish BNPL giant Klarna jumps nearly 15% in biggest IPO of 2025 on NYSE
By Ken Sweet and The Associated PressSeptember 11, 2025
Inflation
EconomyInflation shoots higher as Trump tariffs ripple through economy
By Christopher Rugaber and The Associated PressSeptember 11, 2025
Personal FinanceEarn up to 5.00% APY on the best high-yield savings account Sept. 11, 2025
By Glen Luke FlanaganSeptember 11, 2025
Federal Reserve Chairman Jerome Powell
EconomyA ‘perfect alignment’ across markets has Wall Street 100% convinced of a rate cut
By Eleanor PringleSeptember 11, 2025
Arjun Sethi looks at the camera on stage on a panel.
InvestingIs there a crypto bubble? Yes, says CEO of $15 billion exchange Kraken
By Ben WeissSeptember 11, 2025
Traders on Wall Street
EconomyWall Street on record setting pace ahead of US inflation data
By Stan Choe and The Associated PressSeptember 10, 2025
BankingKlarna goes public as millions of Americans rely on buy-now, pay-later. Experts worry it’s snowballing ‘quickly into a serious financial burden’
By Sydney LakeSeptember 10, 2025
Jamie Dimon
EconomyJamie Dimon says economy is ‘weakening’ but he can’t make sense of all the different data: ‘Maybe, one day, AI will fix that problem’
By Nick LichtenbergSeptember 10, 2025
Personal FinanceYou can get up to 5.00% APY on the best high-yield savings account Sept. 10, 2025
By Glen Luke FlanaganSeptember 10, 2025
Jamie Dimon, chief executive officer of JPMorgan Chase
EconomyJamie Dimon isn’t convinced by the market’s theory that huge job revisions aren’t a recession indicator
By Eleanor PringleSeptember 10, 2025
Donald Trump
BankingTrump fails in bid to fire Lisa Cook as Federal Reserve independence clings on
By The Associated PressSeptember 9, 2025
Robert F. Kennedy
InvestingTylenol maker’s stock lost billions after a rumor linking the medicine to autism. Wall Street says buy the dip as one bank sees a ‘major overreaction’
By Nick LichtenbergSeptember 9, 2025
Trump, Powell
EconomyTrump’s fury at Jerome Powell for being ‘too late’ to cut rates just got extra juice from another shocking jobs number
By Nick LichtenbergSeptember 9, 2025
Personal FinanceThe best savings account is offering 5.00% APY. Check out our list of the top high-yield savings accounts Sept. 9, 2025
By Glen Luke FlanaganSeptember 9, 2025
EconomySorry Jerome, weakening economic data is ‘exactly what markets needed’, says Wharton professor
By Eleanor PringleSeptember 9, 2025
Rupert Murdoch
BankingRupert Murdoch’s real-life ‘Succession’ battle just ended in a multibillion-dollar deal that keeps Fox News, Wall Street Journal conservative
By Nick LichtenbergSeptember 8, 2025
Stocks on computer
InvestingStocks rise on Wall Street ahead of economic data, boosted by AppLovin and Robinhood being added to S&P 500
By Stan Choe and The Associated PressSeptember 8, 2025
Personal FinanceYou can earn up to 5.00% APY in a high-yield savings account Sept. 8, 2025
By Glen Luke FlanaganSeptember 8, 2025
Personal FinanceThe best high-yield savings accounts offer up to 5.00% APY on Sept. 5, 2025
By Glen Luke FlanaganSeptember 5, 2025
Stephen Miran, chairman of the Council of Economic Advisors, walks at the White House, June 17, 2025, in Washington.
PoliticsTrump’s Fed nominee says he’d take an ‘unpaid leave of absence’ from his White House job if confirmed by the Senate
By Josh Boak and The Associated PressSeptember 4, 2025
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