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Best personal loans for excellent credit 2026: Low APRs and strong borrowing power

From debt consolidation to emergency expenses, a personal loan can be a comparatively cheap way for those with excellent credit to borrow money.

By Joseph HostetlerJanuary 15, 2026
machado
Venezuela’s opposition leader doesn’t respond to reporter questions about whether she gave her Nobel to Trump
By Regina Garcia Cano, Megan Janetsky, Will Weissert and The Associated PressJanuary 15, 2026
newsom
Gavin Newsom literally started his career with funding from a billionaire, but he was also raised by a single mother with 3 jobs
By Nick LichtenbergJanuary 15, 2026
newsom
Gavin Newsom’s anti-Zohran moment: the California billionaire tax that splits the Democratic Party down the middle
By Nick LichtenbergJanuary 15, 2026
5 Best Home Saunas of 2026: Approved by Testers and Experts
By Christina SnyderJanuary 15, 2026
Oracle struggles to attract workers to Nashville ‘world HQ’—even with a 2-million-square-foot office and Larry Ellison’s favorite restaurant
By Marco Quiroz-GutierrezJanuary 15, 2026
News
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A Verizon store in New York, US, on Wednesday, Jan. 14, 2026.
Verizon offers $20 account credits for 1.5 million customers outraged by mysterious 10-hour-long service outage. Here’s how to get the credit

The company noted the credit, on average, “covers multiple days of service.”

By Eva RoytburgJanuary 15, 2026
Trump’s ‘Department of War’ rebrand could cost $125 million to replace all the stationery and signs, the CBO says

A conservative estimate would be $10m, wrote the Congressional Budget Office, but depends on how aggressive the Department of War wants to be with its rebrand.

By Eleanor PringleJanuary 15, 2026
A trade deal 25 years in the making between Europe and South America is nearly over the finish line

This is the first major trade agreement for Mercosur, which includes Brazil and Argentina, along with Paraguay and Uruguay.

By Isabel Debre and The Associated PressJanuary 15, 2026
Congress’ solution for rare earths crisis: a brand-new $2.5 billion federal agency

It’s too early to tell how the bipartisan bill, if passed, could align with the White House’s policy.

By Didi Tang, Josh Funk and The Associated PressJanuary 15, 2026
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North America
More in North America
The JPMorgan Chase and Co. global headquarters building, center, at 270 Park Avenue in New York, US, on Saturday, Oct. 4, 2025.
‘They’re going to have to think and act a lot more like hotels’: The new rules of office space now that the ‘genie is out of the bottle on hybrid’

From cold plunges to nap pods to meditation rooms, many employers are turning to luxury to lure in their workers.

By Jake AngeloJanuary 15, 2026
Customers lament Tesla’s move toward monthly fees for self-driving cars: ‘You will own nothing and be happy’

Elon Musk announced Tesla would no longer allow outright purchases of self-driving software, and users aren’t happy.

By Tristan BoveJanuary 15, 2026
Overdose deaths in U.S. have been dropping for over 2 years, the longest decline in decades

But the monthly death toll is still not back to what it was before the COVID-19 pandemic, let alone where it was before this overdose epidemic struck.

By Mike Stobbe and The Associated PressJanuary 15, 2026
Trump to finally meet with Venezuela’s Nobel-winning opposition leader Maria Corina Machado

“She’s a very nice woman,” Trump told Reuters in an interview about Machado. “I’ve seen her on television. I think we’re just going to talk basics.”

By Regina Garcia Cano, Megan Janetsky and The Associated PressJanuary 15, 2026
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Europe
More in Europe
Rich young man walking into office
The wealthy kids of property-rich U.K. parents get the highest-paying jobs, especially sons—and new research has revealed why

For every $133,800 of extra property wealth their parents had, U.K.’s rich kids were $20,000 better off. They also have more access to high-paying jobs—with men standing to gain the most.

By Emma BurleighJanuary 15, 2026
Using AI just to reduce costs is a woeful misuse of a transformative technology

Nigel Vaz, CEO of Publicis Sapient, the technology company belonging to Publicis Groupe, argues that most leaders are misusing AI – and missing a once-in-a-generation opportunity to transform how businesses grow.

By Nigel VazJanuary 15, 2026
Americans have been quietly plundering Greenland for over 100 years, since a Navy officer chipped fragments off the Cape York iron meteorite

In spring 1941, Denmark’s ambassador signed a treaty giving the U.S. military access to Greenland to help protect the island from Nazi Germany.

By Paul Bierman and The ConversationJanuary 14, 2026
Your ticket to the Louvre just went up 45%. Here’s what to know for your next Paris trip

The museum said the price hike, from 22 euros ($26) to 32 euros ($37), is part of a national “differentiated pricing” policy.

By Thomas Adamson and The Associated PressJanuary 14, 2026
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Asia
More in Asia
Trump’s immigrant visa crackdown targets Southeast Asia’s Cambodia and Thailand, a decision experts find ‘puzzling’

“The policy appears less focused on managing migration volumes than on political signaling,” says Tan Sook Rei of James Cook University.

By Angelica AngJanuary 15, 2026
The Philippines, ASEAN’s new chair, starts 2026 on a ‘weaker footing’ after trade tensions and a $2 billion corruption scandal

Third-quarter GDP growth in the Philippines fell to a four-year low of 4%, prompting Manila to slash growth targets for 2026 through 2028.

By Angelica AngJanuary 14, 2026
Two Southeast Asia 500 companies may merge—forming Malaysia’s largest construction conglomerate

The proposed merger, announced on Jan. 12 by Sunway president Anuar Taib, will form an entity with a combined market capitalization of $11.7 billion, surpassing current leader Gamuda Berhad, valued at $7.2 billion.

By Angelica AngJanuary 13, 2026
Ascend Money wants to finance the 10 million-plus Thais currently being ignored by traditional banks stuck in the past

Ascend Money’s work providing financing to Thailand’s underbanked populations helped get the fintech company onto Coins2Day’s 2025 “Change the World” list.

By Nicholas GordonJanuary 13, 2026
More in Asia
Middle East
More in Middle East
rasmussen
What’s next for Greenland? Denmark sending more European troops into its territory

Danish Foreign Minister Lars Løkke Rasmussen said on Wednesday that a “fundamental disagreement” remained between the countries.

By Geir Moulson and The Associated PressJanuary 15, 2026
Oil prices rise as bloody crackdown on Iran protests suggests Tehran fears a ‘dire security threat to the regime’ with loyalty of forces in doubt

“There are further indications that the ongoing protests are challenging the ability and willingness of Iranian security forces to crack down on the protests.”

By Jason MaJanuary 11, 2026
Iran edges closer to a revolution that would reshape the world

“This is the biggest moment in Iran since 1979,” said William Usher, a former senior Middle East analyst at the Central Intelligence Agency.

By Paul Wallace, Golnar Motevalli, Fiona MacDonald, Ben Bartenstein, Peter Martin and BloombergJanuary 11, 2026
Iran’s $7 monthly payments fail to ease spiraling economic unrest as Trump weighs military options against Tehran a week after Venezuela raid

The $7 monthly payments offer little relief to beleaguered Iranians who are suffering from food inflation of 64%.

By Jason MaJanuary 11, 2026
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Global
More in Global
How to avoid a personal loan origination fee 

If you find that the most appealing loan terms for your situation are tied to an account with an origination fee, there may be things you can do to lower the cost.

By Joseph HostetlerJanuary 15, 2026
Worried about AI taking your job? New Anthropic research shows it’s not that simple

Anthropic’s latest data suggests AI won’t wipe out work overnight—but it will redraw the map of who wins, who struggles, and how jobs actually change.

By Sharon GoldmanJanuary 15, 2026
Exclusive: Former OpenAI policy chief creates nonprofit institute, calls for independent safety audits of frontier AI models

Former OpenAI policy head Miles Brundage debuts AVERI, an institute advocating for independent safety audits of top AI models

By Jeremy KahnJanuary 15, 2026
America’s hottest job opening right now is in the NFL—no degree is required, you won’t be fixed to a desk and it pays up to $20 million

Nine NFL teams are hiring head coaches—roles that pay millions but demand long hours, constant travel, and intense public scrutiny.

By Preston ForeJanuary 15, 2026
More in Global
Latest Stories
NewslettersDenmark’s prime minister is the latest female world leader to tangle with Trump—this time over his efforts to take control of Greenland
By Emma HinchliffeJanuary 15, 2026
CryptoPerps rising: Lighter CEO Vlad Novakovski believes perpetual futures will power crypto’s future growth
By Leo SchwartzJanuary 15, 2026
Personal FinanceShould you go with a bank or credit union for a personal loan?
By Joseph HostetlerJanuary 15, 2026
Dante Moore reacts to green and white confetti falling on him.
SuccessAn NFL-bound college quarterback just turned down a $50 million payday to stay in school and play another season
By Sasha RogelbergJanuary 15, 2026
Personal FinanceCurrent price of gold as of January 15, 2026
By Danny BakstJanuary 15, 2026
Personal FinancePersonal loan APRs on Jan. 15, 2026
By Glen Luke FlanaganJanuary 15, 2026
Price of platinum for January 15, 2026
Personal FinanceCurrent price of platinum as of Thursday, January 15, 2026
By Joseph HostetlerJanuary 15, 2026
Current price of silver for January 15, 2026
Personal FinanceCurrent price of silver as of Thursday, January 15, 2026
By Joseph HostetlerJanuary 15, 2026
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Personal FinancePersonal loan APRs on Jan. 9, 2026
By Glen Luke FlanaganJanuary 9, 2026
mpls
Politics‘That’s a dangerous decision to make’: policing experts baffled by ICE officer stepping in front of moving SUV before opening fire
By Claire Galofaro and The Associated PressJanuary 9, 2026
mpls
PoliticsICE shooter in Minneapolis identified as Jonathan Ross; court records reveal he was previously dragged 100 yards by a fleeing car
By The Associated PressJanuary 9, 2026
jobs
EconomySluggish economy crawls on with 50,000 jobs added in December, unemployment ticks down to 4.4%
By Christopher Rugaber and The Associated PressJanuary 9, 2026
shapiro
Big TechNetflix’s competition isn’t sleep anymore. Its battle against YouTube is like fighting an ‘infinite number of monkeys,’ top strategist says
By Nick LichtenbergJanuary 9, 2026
Bill Gates pictured in New York, May 2025.
SuccessRead Bill Gates’s 2026 annual letter in full
By Eleanor PringleJanuary 9, 2026
Bill Gates attend a meeting of Bloomberg at the Plaza Hote on September 23, 2025 in New York City.
HealthBill Gates warns the world is going ‘backwards’ and gives 5-year deadline before we enter a new Dark Age
By Eleanor PringleJanuary 9, 2026
dalio
EconomyRay Dalio on the $38 trillion national debt: ‘My grandchildren and great grandchildren not yet born are going to be paying off this debt’
By Nick LichtenbergJanuary 9, 2026
doctor
CommentaryFormer White House advisor on the real reason your health care costs are going up: Medicare’s doctor pay gap
By Tomas J. PhilipsonJanuary 9, 2026
Tom Shea, CEO of OneStream.
NewslettersOneStream CEO: $6.4 billion deal to go private will accelerate AI strategy in finance
By Sheryl EstradaJanuary 9, 2026
A refinery owned by Citgo, a subsidiary of PDVSA, the Venezuelan state owned oil company, sits along the I&M Canal on May 15, 2019 in Lemont, Illinois.
EnergyPaul Singer’s Elliott Management is one of the big winners in Venezuela’s forced sale of Citgo and the toppling of Maduro
By Jordan BlumJanuary 9, 2026
A screen displays the Grok logo while a person holds another phone in front.
AILawmakers and victims criticize the choice to limit Grok’s AI image generation to paid users as ‘insulting’ and ‘not effective’
By Beatrice NolanJanuary 9, 2026
NewslettersAndreessen Horowitz’s shiny, new $15 billion reveals where the firm sees the biggest opportunities
By Allie GarfinkleJanuary 9, 2026
U.S. Supreme Court
EconomyWall Street has written off a Fed cut this month as it awaits 2 market-moving events today
By Jim EdwardsJanuary 9, 2026
SuccessVerizon chief talent officer on why retail and hospitality jobs can be powerful career starters for millennials and Gen Z
By Orianna Rosa RoyleJanuary 9, 2026
AsiaSingapore-based startup founder Anand Roy thinks generative AI can help fix a broken music sector
By Angelica AngJanuary 8, 2026
kirk
LawTennessee theater professor reinstated, with $500,000 settlement, after losing his job over a Charlie Kirk-related social media post
By Jonathan Mattise and The Associated PressJanuary 8, 2026
Brown
CybersecurityMass shootings on campus give rise to a new kind of life-saving service journalism: an anonymous message board called Sidechat
By Leah Willingham and The Associated PressJanuary 8, 2026
minnesota
PoliticsFrom George Floyd to Trump calling Somali immigrants ‘garbage’ to a fatal ICE shooting, Minnesota’s in the crosshairs
By Nicholas Riccardi, Steve Karnowski and The Associated PressJanuary 8, 2026
Denmark
PoliticsGreenland, Denmark officials meet with White House to discuss Trump’s ‘takeover’ threats
By Aamer Madhani, Claudia Ciobanu and The Associated PressJanuary 8, 2026
tekashi
North AmericaNicolas Maduro and Luigi Mangione joined at Brooklyn lock-up by Tekashi 6ix9ine
By Philip Marcelo and The Associated PressJanuary 8, 2026
vance
PoliticsVance on woman shot and killed by ICE: ‘a tragedy of her own making’
By Michelle L. Price and The Associated PressJanuary 8, 2026
walz
PoliticsTim Walz insists Minnesota has a role to play in investigating fatal shooting of a U.S. citizen by ICE
By Rebecca Santana, Tim Sullivan and The Associated PressJanuary 8, 2026
minneapolis
PoliticsFormer ICE director says ‘wartime recruitment’ tactics like influencer campaigns and $50,000 bonuses could attract the wrong kind of agents
By Jacqueline MunisJanuary 8, 2026
HealthAG1 Review (2026): Dietitian Approval and Personally Tested
By Christina SnyderJanuary 8, 2026
President Trump, standing in front of American flags, points to his right with his mouth open.
PoliticsTrump already has open door to grow U.S. military presence in Greenland thanks to a little-known Cold War-era agreement between the U.S. and Denmark
By Sasha RogelbergJanuary 8, 2026
PoliticsFounder of $30 billion defense tech company Anduril embraces Trump’s threat to crack down: It’s ‘good to scare people sometimes’
By Marco Quiroz-GutierrezJanuary 8, 2026
larry page
Real EstateGoogle billionaire Larry Page copies the Jeff Bezos playbook, buying a $173 million Miami compound that will save him millions in taxes
By Nick LichtenbergJanuary 8, 2026
Personal FinanceHow to get a personal loan if you’re self-employed
By Joseph HostetlerJanuary 8, 2026
sudhakar
CommentaryI’m the SolarWinds CEO. Here’s why a $4.4 billion move to go private was right for us
By Sudhakar RamakrishnaJanuary 8, 2026
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Personal Finance
Peter Thiel makes his biggest donation in years to help defeat California’s billionaire wealth taxAn image of a popular article
By Nick LichtenbergJanuary 14, 2026
Success
Despite a $45 million net worth, Big Bang Theory star still works tough, 16-hour days—he repeats one mantra when overwhelmedAn image of a popular article
By Orianna Rosa RoyleJanuary 15, 2026
Europe
Americans have been quietly plundering Greenland for over 100 years, since a Navy officer chipped fragments off the Cape York iron meteoriteAn image of a popular article
By Paul Bierman and The ConversationJanuary 14, 2026
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